Tuesday 11 June 2013

Euribor 11/6/2013 (12 months & other types)

Forecast of June average: 0,497 (Reliability: 35%)
Oficial value of day 11/6/13: 0,502 (+1,41%)
 
Comments: Today increases 7 thousandths, and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases one thousandth: 0,090 (+1,1%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,502  Theorical expected value    
13/6/2013 0,503  Theorical expected value    
14/6/2013 0,504  Theorical expected value    
17/6/2013 0,505  Theorical expected value    
18/6/2013 0,505  Theorical expected value    
19/6/2013 0,505  Theorical expected value    
20/6/2013 0,505  Theorical expected value    
21/6/2013 0,505  Theorical expected value    
24/6/2013 0,505  Theorical expected value    
25/6/2013 0,505  Theorical expected value    
26/6/2013 0,506  Theorical expected value    
27/6/2013 0,507  Theorical expected value    
28/6/2013 0,506  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,12 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,18 €.
 
Expected yearly savings will be:  746
(-9,71%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,090 0,095 0,110 0,119 0,164 0,205 0,243
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,276 0,315 0,346 0,378 0,412 0,442 0,473
12 mo.
0,502
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,088 0,094 0,105 0,115 0,162 0,202 0,236
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,269 0,305 0,335 0,365 0,398 0,428 0,457
12m(a)
0,487
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/6/2013 at 13:55
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.