Friday, 21 June 2013

Euribor 21/6/2013 (12 months & other types)

Forecast of June average: 0,506 (Reliability: 75%)
Oficial value of day 21/6/13: 0,524 (+1,550%)
 
Comments: Today increases 8 thousandths, and all of the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 3 thousandths too: 0,102 (+3'03%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,525  Theorical expected value
25/6/2013 0,527  Theorical expected value
26/6/2013 0,528  Theorical expected value
27/6/2013 0,531  Theorical expected value
28/6/2013 0,532  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,87 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 61,44 €.
 
Expected yearly savings will be:  737
(-9,60%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/6/2013:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,107 0,114 0,127 0,174 0,216 0,255
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,291 0,333 0,365 0,395 0,432 0,461 0,495
12 mo.





0,524







Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,090 0,099 0,109 0,119 0,166 0,207 0,243
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,276 0,314 0,345 0,375 0,408 0,438 0,468
12m(a)





0,498







Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/6/2013 at 13:55

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