Wednesday, 30 November 2011

Euribor 30/11/11 & final value of November average

Final value of November average: 2,044
Oficial value of day 30/11/2011: 2,035 (-0,343%)
 
Comments: Today 7 thousandths less and all of the Euribor types are lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,042 +0,004 -> Increase compared prev. day:+0,196%
28/11/2011 2,044 +0,002 -> Increase compared prev. day:+0,098%
29/11/2011 2,042 -0,002 -> Reducción respecto al día ant.:-0,098%
30/11/2011 2,035 -0,007 -> Reduction compared prev.day :-0,343%
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,34 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 46,33 €.
 
Expected yearly extra expenses will be:  556
(+6,93%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3011/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,904 0,994 1,081 1,210 1,309 1,473 1,540
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,615 1,701 1,757 1,820 1,873 1,929 1,983
12 mo.





2,035





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,954 1,036 1,118 1,227 1,334 1,485 1,550
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,624 1,706 1,765 1,824 1,879 1,934 1,989
12m(a)





2,044





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/11/2011 at 13:50

Tuesday, 29 November 2011

Euribor 29/11/2011 (12 months & other types)

Forecast of November average: 2,044 (Reliability: 96%)
Oficial value of day 29/11/11: 2,042 (-0,098%)
 
Comments: Today decreases 2 thousandths, and  practically all the rest of Euribor types are lower or equal than yesterday values.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,042 +0,004 -> Increase compared prev. day:+0,196%
28/11/2011 2,044 +0,002 -> Increase compared prev. day:+0,098%
29/11/2011 2,042 -0,002 -> Reducción respecto al día ant.:-0,098%
30/11/2011 2,041   Reduction compared prev.day 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,34 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 46,33 €.
 
Expected yearly extra expenses will be:  556
(+6,93%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2911/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,905 0,994 1,082 1,210 1,315 1,477 1,545
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,620 1,706 1,763 1,827 1,879 1,935 1,989
12 mo.





2,042





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,956 1,038 1,120 1,227 1,335 1,485 1,550
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,624 1,707 1,766 1,825 1,880 1,934 1,990
12m(a)





2,044





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/11/2011 at 13:50

Monday, 28 November 2011

Euribor 28/11/2011 (12 months & other types)

Forecast of November average: 2,044 (Reliability: 92%)
Oficial value of day 28/11/11: 2,044 (+0,098%)
 
Comments: Today increases others 2 thousandths more, and  all the rest of Euribor types are higher than Friday values except the 1 week type which are lower.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,042 +0,004 -> Increase compared prev. day:+0,196%
28/11/2011 2,044 +0,002 -> Increase compared prev. day:+0,098%
29/11/2011 2,043  Theorical expected value    
30/11/2011 2,042  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,34 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 46,33 €.
 
Expected yearly extra expenses will be:  556
(+6,93%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,909 0,994 1,083 1,197 1,312 1,477 1,545
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,622 1,707 1,764 1,829 1,881 1,938 1,992
12 mo.





2,044





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,959 1,040 1,122 1,228 1,336 1,486 1,551
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,624 1,707 1,766 1,825 1,880 1,934 1,990
12m(a)





2,044





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/11/2011 at 13:50

Friday, 25 November 2011

Euribor 25/11/2011 (12 months & other types)

Forecast of November average: 2,044 (Reliability: 88%)
Oficial value of day 25/11/11: 2,042 (+0,196%)
 
Comments: It seems that there are increasing the interbank lending tensions and this factor are making that the Euribor increases when in normal situation should decrease, specify today increases others 4 thousandths more, and  all the rest of Euribor types without exceptions are higher than yesterday values.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,042 +0,004 ->  Increase compared prev. day:+0,196%
28/11/2011 2,041  Theorical expected value   
29/11/2011 2,040  Theorical expected value   
30/11/2011 2,039  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,34 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 46,33 €.
 
Expected yearly extra expenses will be:  556
(+6,93%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,911 0,994 1,083 1,197 1,312 1,475 1,544
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,621 1,705 1,764 1,826 1,880 1,936 1,990
12 mo.





2,042





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,961 1,042 1,124 1,230 1,338 1,486 1,551
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,625 1,707 1,766 1,824 1,880 1,934 1,990
12m(a)





2,044





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/11/2011 at 13:50

Thursday, 24 November 2011

Euribor 24/11/2011 (12 months & other types)

Forecast of November average: 2,042 (Reliability: 82%)
Oficial value of day 24/11/11: 2,038 (+0,246%)
 
Comments: Today increases others 5 thousandths more, and  practically the rest of Euribor types are higher than yesterday values, except from  1 week to 2 months types which are lightly lower or equal.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/11/2011 2,111 -0,010 -> Reduction compared prev.day:-0,471%
02/11/2011 2,109 -0,002 -> Reduction compared prev.day:-0,095%
03/11/2011 2,105 -0,004 -> Reduction compared prev.day:-0,190%
04/11/2011 2,044 -0,061 -> Reduction compared prev.day:-2,898%
07/11/2011 2,039 -0,005 -> Reduction compared prev.day:-0,245%
08/11/2011 2,040 +0,001 -> Increase compared prev. day:+0,049%
09/11/2011 2,036 -0,004 -> Reduction compared prev.day:-0,196%
10/11/2011 2,033 -0,003 -> Reduction compared prev.day:-0,147%
11/11/2011 2,032 -0,001 -> Reduction compared prev.day:-0,049%
14/11/2011 2,026 -0,006 -> Reduction compared prev.day:-0,295%
15/11/2011 2,022 -0,004 -> Reduction compared prev.day:-0,197%
16/11/2011 2,021 -0,001 -> Reduction compared prev.day:-0,049%
17/11/2011 2,024 +0,003 -> Increase compared prev. day:+0,148%
18/11/2011 2,031 +0,007 -> Increase compared prev. day:+0,346%
21/11/2011 2,029 -0,002 -> Reduction compared prev.day:-0,098%
22/11/2011 2,030 +0,001 -> Increase compared prev. day:+0,049%
23/11/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
24/11/2011 2,038 +0,005 -> Increase compared prev. day:+0,246%
25/11/2011 2,037  Theorical expected value  
28/11/2011 2,034  Theorical expected value  
29/11/2011 2,031  Theorical expected value  
30/11/2011 2,029  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
715,06 €.
Compared one year ago, in November'10 (1,541%): 669,01 €
Expected monthly extra expenses will be: 45,05 €.
 
Expected yearly extra expenses will be:  553
(+6,88%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/11/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,909 0,993 1,080 1,196 1,311 1,474 1,540
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,618 1,702 1,760 1,823 1,876 1,933 1,987
12 mo.





2,038





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,964 1,045 1,126 1,232 1,339 1,487 1,551
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,625 1,707 1,766 1,824 1,880 1,934 1,990
12m(a)





2,045





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/11/2011 at 13:50