Euribor 7/4/2011 (12 months & other types)

Forecast of April average: 2,043 (Reliability: 26%)
Oficial value of day 7/4/11: 2,042 (+0,443%)

 

Comments: We will know the ECB decition around 14:00 hours, probably increase's the price of money in 0,25 plus, leaving it at 1,25%. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/4/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/4/2011 2,021 +0,008 -> Increase compared preve. day:+0,397%
05/4/2011 2,025 +0,004 -> Increase compared preve. day:+0,198%
06/4/2011 2,033 +0,008 -> Increase compared preve. day:+0,395%
07/4/2011 2,042 +0,009 -> Increase compared preve. day:+0,443%
08/4/2011 2,044  Theorical expected value     
11/4/2011 2,044  Theorical expected value     
12/4/2011 2,046  Theorical expected value     
13/4/2011 2,048  Theorical expected value     
14/4/2011 2,048  Theorical expected value     
15/4/2011 2,049  Theorical expected value     
18/4/2011 2,050  Theorical expected value     
19/4/2011 2,050  Theorical expected value     
20/4/2011 2,052  Theorical expected value     
21/4/2011 2,052  Theorical expected value     
26/4/2011 2,051  Theorical expected value     
27/4/2011 2,051  Theorical expected value     
28/4/2011 2,051  Theorical expected value     
29/4/2011 2,052  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 715,25 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 74,41 €. 
Expected yearly extra expenses will be:  893 € (+11,61%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/4/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,912	0,969	1,000	1,039	1,141	1,280	1,380
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,478	1,585	1,659	1,740	1,821	1,891	1,963
12 mo.
2,042

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,811	0,894	0,943	1,007	1,119	1,263	1,360
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,457	1,570	1,644	1,726	1,808	1,878	1,949
12m(a)
2,027

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/4/2011 at 13:10