Thursday, 21 April 2011

Euribor 21/4/2011 (12 months & other types)

Forecast of April average: 2,087 (Reliability: 78%)
Oficial value of day 21/4/11: 2,126 (+0,378%)
 
Comments: The increase continues, today 8 thousands more, and all euribor types continues being higher than yesterday. The next update will be done tomorrow at latest at 17:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/4/2011 2,021 +0,008 -> Increase compared preve. day:+0,397%
05/4/2011 2,025 +0,004 -> Increase compared preve. day:+0,198%
06/4/2011 2,033 +0,008 -> Increase compared preve. day:+0,395%
07/4/2011 2,042 +0,009 -> Increase compared preve. day:+0,443%
08/4/2011 2,057 +0,015 -> Increase compared preve. day:+0,735%
11/4/2011 2,083 +0,026 -> Increase compared preve. day:+1,264%
12/4/2011 2,093 +0,010 -> Increase compared preve. day:+0,480%
13/4/2011 2,099 +0,006 -> Increase compared preve. day:+0,287%
14/4/2011 2,102 +0,003 -> Increase compared preve. day:+0,143%
15/4/2011 2,104 +0,002 -> Increase compared preve. day:+0,095%
18/4/2011 2,106 +0,002 -> Increase compared preve. day:+0,095%
19/4/2011 2,108 +0,002 -> Increase compared preve. day:+0,095%
20/4/2011 2,118 +0,010 -> Increase compared preve. day:+0,474%
21/4/2011 2,126 +0,008 -> Increase compared preve. day:+0,378%
26/4/2011 2,128  Theorical expected value
27/4/2011 2,130  Theorical expected value
28/4/2011 2,132  Theorical expected value
29/4/2011 2,134  Theorical expected value  
    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
719,20 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 78,36 €.
 
Expected yearly extra expenses will be:  940
(+12,23%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/4/2011:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,198 1,182 1,184 1,191 1,233 1,356 1,457
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,553 1,655 1,733 1,807 1,897 1,972 2,040
12 mo.
2,126

 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,030 1,060 1,076 1,103 1,174 1,308 1,407
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,504 1,610 1,686 1,765 1,852 1,923 1,994
12m(a)
2,075

 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/4/2011 at 13:20

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