Euribor 30/7/2010 & final value of July average

Final value of July average: 1,373

Oficial value of day 30/7/2010: 1,417

 

Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,416 +0,003 -> Increase compared preve. day:+0,212%
29/07/2010 1,419 +0,003 -> Increase compared preve. day:+0,212%
30/07/2010 1,417 -0,002 -> Reduction compared prev. day:-0,141%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 653,94€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 3,4 €
Expected Yearly savings will be:  42 € (-0,53%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/7/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,577	0,603	0,620	0,645	0,724	0,896	0,960
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,048	1,145	1,190	1,233	1,288	1,324	1,367
12 mo.
1,417

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,527	0,544	0,558	0,583	0,669	0,849	0,915
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,005	1,104	1,150	1,193	1,245	1,281	1,323
12m(av)
1,373

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/7/2010 at 13:05