Friday, 1 April 2011

Euribor 1/4/2011 (12 months & other types)

Forecast of April average: 2,021 (Reliability: 5%)
Oficial value of day 1/4/11: 2,013 (+0,852%)
 
Comments: Today first day of the month and new increase breacking the barrier of 2,00, and all the Euribor types continues being higher than yesterday except euribor at 1 week that is still lightly lower than previous day. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/04/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/04/2011 2,016  Theorical expected value  
05/04/2011 2,017  Theorical expected value  
06/04/2011 2,018  Theorical expected value  
07/04/2011 2,019  ECB, forecast + 0,25 (1,25%)  
08/04/2011 2,021  Theorical expected value  
11/04/2011 2,021  Theorical expected value  
12/04/2011 2,020  Theorical expected value  
13/04/2011 2,022  Theorical expected value  
14/04/2011 2,022  Theorical expected value  
15/04/2011 2,023  Theorical expected value  
18/04/2011 2,023  Theorical expected value  
19/04/2011 2,023  Theorical expected value  
20/04/2011 2,025  Theorical expected value  
21/04/2011 2,023  Theorical expected value  
26/04/2011 2,022  Theorical expected value  
27/04/2011 2,022  Theorical expected value  
28/04/2011 2,022  Theorical expected value  
29/04/2011 2,023  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,18 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 72,34 €.
 
Expected yearly extra expenses will be:  868
(+11,28) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/4/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,777 0,856 0,910 0,984 1,101 1,249 1,343
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,441 1,556 1,631 1,715 1,797 1,866 1,936
12 mo.





2,013





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,777 0,856 0,910 0,984 1,101 1,249 1,343
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,441 1,556 1,631 1,715 1,797 1,866 1,936
12m(a)





2,013





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/4/2011 at 13:10
 

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