Monday, 4 April 2011

Euribor 4/4/2011 (12 months & other types)

Forecast of April average: 2,026 (Reliability: 10%)
Oficial value of day 4/4/11: 2,021 (+0,397%)
 
Comments: Today continues the increase, and all the Euribor types are higher than Friday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/4/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
4/4/2011 2,021 +0,008 -> Increase compared preve. day:+0,397%
5/4/2011 2,022  Theorical expected value 
6/4/2011 2,023  Theorical expected value 
7/4/2011 2,024  ECB, forecast + 0,25 (1,25%)
8/4/2011 2,026  Theorical expected value 
11/4/2011 2,026  Theorical expected value 
12/4/2011 2,025  Theorical expected value 
13/4/2011 2,027  Theorical expected value 
14/4/2011 2,027  Theorical expected value 
15/4/2011 2,028  Theorical expected value 
18/4/2011 2,028  Theorical expected value 
19/4/2011 2,028  Theorical expected value 
20/4/2011 2,030  Theorical expected value 
21/4/2011 2,028  Theorical expected value 
26/4/2011 2,027  Theorical expected value 
27/4/2011 2,027  Theorical expected value 
28/4/2011 2,027  Theorical expected value 
29/4/2011 2,028  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
713,65 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 72,81 €.
 
Expected yearly extra expenses will be:  874
(+11,36%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/4/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,781 0,863 0,917 0,993 1,108 1,255 1,351
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,448 1,563 1,637 1,720 1,804 1,873 1,944
12 mo.





2,021





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,779 0,860 0,914 0,989 1,105 1,252 1,347
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,445 1,560 1,634 1,718 1,801 1,870 1,940
12m(a)





2,017





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/4/2011 at 13:10
 

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