Friday, 15 April 2011

Euribor 15/4/2011 (12 months & other types)

Forecast of April average: 2,082 (Reliability: 58%)
Oficial value of day 15/4/11: 2,104 (+0,095%)
 
Comments: Today the increase continues but more softly, but all euribor types continues being higher than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/4/2011 2,021 +0,008 -> Increase compared preve. day:+0,397%
05/4/2011 2,025 +0,004 -> Increase compared preve. day:+0,198%
06/4/2011 2,033 +0,008 -> Increase compared preve. day:+0,395%
07/4/2011 2,042 +0,009 -> Increase compared preve. day:+0,443%
08/4/2011 2,057 +0,015 -> Increase compared preve. day:+0,735%
11/4/2011 2,083 +0,026 -> Increase compared preve. day:+1,264%
12/4/2011 2,093 +0,010 -> Increase compared preve. day:+0,480%
13/4/2011 2,099 +0,006 -> Increase compared preve. day:+0,287%
14/4/2011 2,102 +0,003 -> Increase compared preve. day:+0,143%
15/4/2011 2,104 +0,002 ->  Increase compared preve. day:+0,095%
18/4/2011 2,105  Theorical expected value          
19/4/2011 2,107  Theorical expected value          
20/4/2011 2,109  Theorical expected value          
21/4/2011 2,111  Theorical expected value          
26/4/2011 2,113  Theorical expected value          
27/4/2011 2,115  Theorical expected value          
28/4/2011 2,117  Theorical expected value          
29/4/2011 2,119  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
718,92 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 78,08 €.
 
Expected yearly extra expenses will be:  937
(+12,18%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/4/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,151 1,154 1,150 1,161 1,206 1,332 1,433
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,530 1,631 1,710 1,787 1,878 1,950 2,022
12 mo.





2,104





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,979 1,021 1,044 1,075 1,157 1,294 1,393
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,489 1,597 1,673 1,754 1,839 1,910 1,981
12m(a)





2,061





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/4/2011 at 13:10
 

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