Euribor 6/4/2011 (12 months & other types)

Forecast of April average: 2,037 (Reliability: 21%)
Oficial value of day 6/4/11: 2,033 (+0,395%)

 

Comments: Today 8 thousandths more, tomorrow we wait the ECB detition about interest rates in Euro Zone, the experts opinions said that we have 70% probabilities that ECB increase the price of money in 0,25 plus. The next update will be done tomorrow at latest at 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/4/11 2,013 +0,017 -> Increase compared preve. day:+0,852%
4/4/11 2,021 +0,008 -> Increase compared preve. day:+0,397%
5/4/11 2,025 +0,004 -> Increase compared preve. day:+0,198%
6/4/11 2,033 +0,008 -> Increase compared preve. day:+0,395%
7/4/11 2,034   ECB, forecast + 0,25 (1,25%)
8/4/11 2,036  Theorical expected value    
11/4/11 2,036  Theorical expected value    
12/4/11 2,038  Theorical expected value    
13/4/11 2,040  Theorical expected value    
14/4/11 2,040  Theorical expected value    
15/4/11 2,041  Theorical expected value    
18/4/11 2,042  Theorical expected value    
19/4/11 2,042  Theorical expected value    
20/4/11 2,044  Theorical expected value    
21/4/11 2,044  Theorical expected value    
26/4/11 2,043  Theorical expected value    
27/4/11 2,043  Theorical expected value    
28/4/11 2,043  Theorical expected value    
29/4/11 2,044  Theorical expected value 

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 714,69 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 73,85 €. 
Expected yearly extra expenses will be:  886 € (+11,52%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/4/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,798	0,906	0,954	1,014	1,127	1,269	1,369
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,465	1,576	1,649	1,730	1,813	1,884	1,955
12 mo.
2,033

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,786	0,875	0,929	0,999	1,114	1,259	1,356
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,452	1,566	1,640	1,722	1,805	1,875	1,946
12m(a)
2,023

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/4/2011 at 13:10