Friday, 8 April 2011

Euribor 8/4/2011 (12 months & other types)

Forecast of April average: 2,058 (Reliability: 31%)
Oficial value of day 8/4/11: 2,057 (+0,735%)
 
Comments: Today the notice was discounted but all values of Euribor has increased strongly, as a value the Euribor at 1 week has increased 13% compared yesterday, the opinion of some experts is that the next increase of interest rates could be the 2nd of June'11 in 0,25 plus. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2011 2,013 +0,017 -> Increase compared preve. day:+0,852%
04/4/2011 2,021 +0,008 -> Increase compared preve. day:+0,397%
05/4/2011 2,025 +0,004 -> Increase compared preve. day:+0,198%
06/4/2011 2,033 +0,008 -> Increase compared preve. day:+0,395%
07/4/2011 2,042 +0,009 -> Increase compared preve. day:+0,443%
08/4/2011 2,057 +0,015 ->  Increase compared preve. day:+0,735%
11/4/2011 2,059  Theorical expected value      
12/4/2011 2,061  Theorical expected value      
13/4/2011 2,063  Theorical expected value      
14/4/2011 2,065  Theorical expected value      
15/4/2011 2,066  Theorical expected value      
18/4/2011 2,067  Theorical expected value      
19/4/2011 2,069  Theorical expected value      
20/4/2011 2,071  Theorical expected value      
21/4/2011 2,073  Theorical expected value      
26/4/2011 2,075  Theorical expected value      
27/4/2011 2,077  Theorical expected value      
28/4/2011 2,079  Theorical expected value      
29/4/2011 2,081  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
716,66 €.
Compared one year ago, in April'10 (1,225%): 640,84 €
Expected monthly extra expenses will be: 75,82 €.
 
Expected yearly extra expenses will be:  910
(+11,83%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/4/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,030 1,056 1,068 1,077 1,158 1,294 1,395
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,493 1,599 1,674 1,756 1,837 1,906 1,977
12 mo.





2,057





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,848 0,921 0,964 1,018 1,126 1,268 1,366
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,463 1,575 1,649 1,731 1,813 1,883 1,954
12m(a)





2,032





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/4/2011 at 13:10
 

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