Wednesday, 11 December 2013

Euribor 11/12/2013 (12 months & other types)

Forecast of December average: 0,533 (Reliability: 40%)
Oficial value of day 11/12/13: 0,540 (+1,313%)
 
Comments: Today increases 7 thousandths and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 4 thousandths more: 0,147 (+2,8%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,541  Theorical expected value       
13/12/2013 0,541  Theorical expected value       
16/12/2013 0,543  Theorical expected value       
17/12/2013 0,544  Theorical expected value       
18/12/2013 0,544  Theorical expected value       
19/12/2013 0,544  Theorical expected value       
20/12/2013 0,545  Theorical expected value       
23/12/2013 0,546  Theorical expected value       
24/12/2013 0,546  Theorical expected value       
27/12/2013 0,545  Theorical expected value       
30/12/2013 0,545  Theorical expected value       
31/12/2013 0,546  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
583,01 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 1,74 €.
 
Expected yearly savings will be:  21
(-0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/12/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,147 0,157 --- 0,212 0,233 0,267 ---
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
--- 0,366 --- --- 0,459 --- ---
12 mo.
0,540
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,135 0,143 --- 0,190 0,213 0,248 ---
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
--- 0,344 --- --- 0,437 --- ---
12m(a)
0,517
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/12/2013 at 13:55
 

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