Euribor 29/7/2010 (12 months & other types)

Forecast of July average: 1,374 (Reliability: 95%)
Oficial value of day 29/7/10: 1,419 (New maximal of this year)

 

Comments: From 2nd to 13rd of August this blog won't be updated daily due to summer vacation, the 16th of August all averages will be updated accordingly, and from this date on the blog will be updated daily as usually . The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,416 +0,003 -> Increase compared preve. day:+0,212%
29/07/2010 1,419 +0,003 -> Increase compared preve. day:+0,212%
30/07/2010 1,422  Theorical expected value  

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 654,03€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 3,3 €
Expected Yearly savings will be:  40 € (-0,52%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/7/2010:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,525	0,541	0,555	0,580	0,666	0,847	0,913
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,003	1,102	1,148	1,191	1,243	1,279	1,321
12m(av)
1,371

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,522	0,538	0,552	0,577	0,663	0,844	0,911
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,001	1,100	1,145	1,189	1,241	1,277	1,319
12m(av)
1,369

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/7/2010 at 13:05