Euribor 12/7/2010 (12 months & other types)

Forecast of July average: 1,361 (Reliability: 36%)
Oficial value of day 12/7/10: 1,356 (New maximal of this year)

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

Congratulations to the Spain footbal team to be a champion of World FIFA Cup for first time in their history.

 

__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358  Theorical expected value        
14/07/2010 1,359  Theorical expected value        
15/07/2010 1,361  Theorical expected value        
16/07/2010 1,364  Theorical expected value        
19/07/2010 1,366  Theorical expected value        
20/07/2010 1,369  Theorical expected value        
21/07/2010 1,373  Theorical expected value        
22/07/2010 1,377  Theorical expected value        
23/07/2010 1,380  Theorical expected value        
26/07/2010 1,384  Theorical expected value        
27/07/2010 1,384  Theorical expected value        
28/07/2010 1,386  Theorical expected value        
29/07/2010 1,391  Theorical expected value        
30/07/2010 1,394  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 652,42€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 5 €
Expected Yearly savings will be:  54 € (-0,69%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/7/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,498	0,512	0,527	0,553	0,644	0,827	0,893
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,983	1,086	1,129	1,176	1,226	1,264	1,305
12 mo.
1,356

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,468	0,482	0,497	0,526	0,619	0,803	0,871
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,965	1,067	1,111	1,157	1,208	1,246	1,286
12 m(av)
1,336

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/7/2010 at 13:05