Wednesday 7 July 2010

Euribor 7/7/2010 (12 months & other types)

Forecast of July average: 1,346 (Reliability: 23%)
Oficial value of day 7/7/10: 1,334 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,335  Theorical expected value     
09/07/2010 1,335  Theorical expected value     
12/07/2010 1,336  Theorical expected value     
13/07/2010 1,337  Theorical expected value     
14/07/2010 1,338  Theorical expected value     
15/07/2010 1,340  Theorical expected value     
16/07/2010 1,343  Theorical expected value     
19/07/2010 1,345  Theorical expected value     
20/07/2010 1,348  Theorical expected value     
21/07/2010 1,352  Theorical expected value     
22/07/2010 1,356  Theorical expected value     
23/07/2010 1,359  Theorical expected value     
26/07/2010 1,363  Theorical expected value     
27/07/2010 1,363  Theorical expected value     
28/07/2010 1,365  Theorical expected value     
29/07/2010 1,370  Theorical expected value     
30/07/2010 1,373  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
651,09€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 6 €
Expected Yearly savings will be:  70 € (-0,89%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,467 0,480 0,495 0,523 0,617 0,802 0,867
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,963 1,065 1,107 1,155 1,208 1,244 1,284
12 mo.
1,334
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,456 0,470 0,485 0,515 0,609 0,793 0,863
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,959 1,060 1,104 1,149 1,201 1,238 1,278
12 m(av)
1,329
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/7/2010 at 13:05
 

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