Friday, 9 July 2010

Euribor 9/7/2010 (12 months & other types)

Forecast of July average: 1,359 (Reliability: 32%)
Oficial value of day 9/7/10: 1,351 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 ->  Increase compared preve. day:+0,821%
12/07/2010 1,354  Theorical expected value       
13/07/2010 1,356  Theorical expected value       
14/07/2010 1,357  Theorical expected value       
15/07/2010 1,359  Theorical expected value       
16/07/2010 1,362  Theorical expected value       
19/07/2010 1,364  Theorical expected value       
20/07/2010 1,367  Theorical expected value       
21/07/2010 1,371  Theorical expected value       
22/07/2010 1,375  Theorical expected value       
23/07/2010 1,378  Theorical expected value       
26/07/2010 1,382  Theorical expected value       
27/07/2010 1,382  Theorical expected value       
28/07/2010 1,384  Theorical expected value       
29/07/2010 1,389  Theorical expected value       
30/07/2010 1,392  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
652,70€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 5 €
Expected Yearly savings will be:  57 € (-0,72%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,491 0,506 0,521 0,547 0,639 0,822 0,887
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,978 1,081 1,125 1,171 1,221 1,260 1,302
12 mo.
1,351
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,464 0,478 0,493 0,522 0,615 0,799 0,868
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,963 1,065 1,108 1,154 1,205 1,243 1,283
12 m(av)
1,333
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/7/2010 at 13:05
 

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