Wednesday, 14 July 2010

Euribor 14/7/2010 (12 months & other types)

Forecast of July average: 1,363 (Reliability: 45%)
Oficial value of day 14/7/10: 1,363 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,365  Theorical expected value          
16/07/2010 1,368  Theorical expected value          
19/07/2010 1,370  Theorical expected value          
20/07/2010 1,373  Theorical expected value          
21/07/2010 1,377  Theorical expected value          
22/07/2010 1,381  Theorical expected value          
23/07/2010 1,384  Theorical expected value          
26/07/2010 1,388  Theorical expected value          
27/07/2010 1,388  Theorical expected value          
28/07/2010 1,390  Theorical expected value          
29/07/2010 1,395  Theorical expected value          
30/07/2010 1,398  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
652,42€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 5 €
Expected Yearly savings will be:  54 € (-0,69%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 14/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,510 0,527 0,541 0,568 0,658 0,840 0,905
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,992 1,095 1,139 1,185 1,233 1,271 1,311
12 mo.
1,363
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,476 0,491 0,505 0,534 0,626 0,810 0,877
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,970 1,072 1,116 1,162 1,213 1,250 1,291
12 m(av)
1,341
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 14/7/2010 at 13:05
 

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