Thursday 1 July 2010

Euribor 1/7/2010 (12 months & other types)

Forecast of July average: 1,341 (Reliability: 4%)
Oficial value of day 1/7/10: 1,320 (New maximal of this year.)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 ->  Increase compared preve. day:+1,072%
02/07/2010 1,324  Theorical expected value                                 
05/07/2010 1,328  Theorical expected value                                 
06/07/2010 1,330  Theorical expected value                                 
07/07/2010 1,330  Theorical expected value                                 
08/07/2010 1,330  Theorical expected value                                 
09/07/2010 1,330  Theorical expected value                                 
12/07/2010 1,331  Theorical expected value                                 
13/07/2010 1,332  Theorical expected value                                 
14/07/2010 1,333  Theorical expected value                                 
15/07/2010 1,335  Theorical expected value                                 
16/07/2010 1,338  Theorical expected value                                 
19/07/2010 1,340  Theorical expected value                                 
20/07/2010 1,343  Theorical expected value                                 
21/07/2010 1,347  Theorical expected value                                 
22/07/2010 1,351  Theorical expected value                                 
23/07/2010 1,354  Theorical expected value                                 
26/07/2010 1,358  Theorical expected value                                 
27/07/2010 1,358  Theorical expected value                                 
28/07/2010 1,360  Theorical expected value                                 
29/07/2010 1,365  Theorical expected value                                 
30/07/2010 1,368  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
651,09€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be.: 6 €
Expected Yearly savings will be.: 76 € (-0,96%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,446 0,460 0,475 0,505 0,600 0,782 0,857
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,952 1,056 1,097 1,140 1,191 1,229 1,269
12 mo.
1,320
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,446 0,460 0,475 0,505 0,600 0,782 0,857
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,952 1,056 1,097 1,140 1,191 1,229 1,269
12 m(av)
1,320
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/7/2010 at 13:05
 

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