Wednesday 15 May 2013

Euribor 15/5/2013 (12 months & other types)

Forecast of May average: 0,491 (Reliability: 42%)
Oficial value of day 15/5/13: 0,491 (=)
 
Comments: Today repeats the value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value too: 0,083 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,492  Theorical expected value         
17/05/2013 0,492  Theorical expected value         
20/05/2013 0,491  Theorical expected value         
21/05/2013 0,490  Theorical expected value         
22/05/2013 0,490  Theorical expected value         
23/05/2013 0,490  Theorical expected value         
24/05/2013 0,490  Theorical expected value         
27/05/2013 0,490  Theorical expected value         
28/05/2013 0,490  Theorical expected value         
29/05/2013 0,491  Theorical expected value         
30/05/2013 0,491  Theorical expected value         
31/05/2013 0,490  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,21 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,24 €.
 
Expected yearly savings will be:  795
(-10,28%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/5/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,083 0,092 0,102 0,112 0,162 0,203 0,238
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,272 0,303 0,333 0,363 0,400 0,429 0,461
12 mo.
0,491
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,083 0,092 0,101 0,113 0,161 0,203 0,238
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,273 0,304 0,333 0,364 0,400 0,429 0,462
12m(a)
0,492
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/5/2013 at 13:55
 

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