Tuesday, 13 July 2010

Euribor 13/7/2010 (12 months & other types)

Forecast of July average: 1,361 (Reliability: 40%)
Oficial value of day 13/7/10: 1,358 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,359  Theorical expected value         
15/07/2010 1,361  Theorical expected value         
16/07/2010 1,364  Theorical expected value         
19/07/2010 1,366  Theorical expected value         
20/07/2010 1,369  Theorical expected value         
21/07/2010 1,373  Theorical expected value         
22/07/2010 1,377  Theorical expected value         
23/07/2010 1,380  Theorical expected value         
26/07/2010 1,384  Theorical expected value         
27/07/2010 1,384  Theorical expected value         
28/07/2010 1,386  Theorical expected value         
29/07/2010 1,391  Theorical expected value         
30/07/2010 1,394  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
652,42€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 5 €
Expected Yearly savings will be:  54 € (-0,69%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,504 0,520 0,533 0,562 0,652 0,835 0,899
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,988 1,090 1,134 1,179 1,229 1,267 1,308
12 mo.
1,358
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,472 0,486 0,501 0,530 0,623 0,806 0,874
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,968 1,070 1,113 1,159 1,210 1,248 1,288
12 m(av)
1,339
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/7/2010 at 13:05
 

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