Wednesday 30 June 2010

Euribor 30/6/2010 & final value of June average

Final value of June average: 1,281
Oficial value of day 30/6/2010: 1,306
 
Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/06/2010 1,262 +0,002 -> Increase compared preve. day:+0,159%
02/06/2010 1,266 +0,004 -> Increase compared preve. day:+0,317%
03/06/2010 1,268 +0,002 -> Increase compared preve. day:+0,158%
04/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
07/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
08/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
09/06/2010 1,269 +0,001 -> Increase compared preve. day:+0,079%
10/06/2010 1,270 +0,001 -> Increase compared preve. day:+0,079%
11/06/2010 1,271 +0,001 -> Increase compared preve. day:+0,079%
14/06/2010 1,273 +0,002 -> Increase compared preve. day:+0,157%
15/06/2010 1,276 +0,003 -> Increase compared preve. day:+0,236%
16/06/2010 1,278 +0,002 -> Increase compared preve. day:+0,157%
17/06/2010 1,281 +0,003 -> Increase compared preve. day:+0,235%
18/06/2010 1,285 +0,004 -> Increase compared preve. day:+0,312%
21/06/2010 1,289 +0,004 -> Increase compared preve. day:+0,311%
22/06/2010 1,292 +0,003 -> Increase compared preve. day:+0,233%
23/06/2010 1,296 +0,004 -> Increase compared preve. day:+0,310%
24/06/2010 1,296 =0,000 -> Increase compared preve. day:=0,000%
25/06/2010 1,298 +0,002 -> Increase compared preve. day:+0,154%
28/06/2010 1,303 +0,005 -> Increase compared preve. day:+0,385%
29/06/2010 1,306 +0,003 -> Increase compared preve. day:+0,230%
30/06/2010 1,306 =0,000 -> Increase compared preve. day:=0,000%                            
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
645,78€
Compared one year ago, in June'09 (1,610%): 675,26 €
Expected monthly savings will be.: 30 €
Expected Yearly savings will be.: 354 € (-4,37%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/6/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,420 0,437 0,453 0,485 0,585 0,767 0,843
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,938 1,041 1,082 1,125 1,177 1,217 1,258
12 mo.
1,306
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,375 0,391 0,411 0,446 0,553 0,728 0,812
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,908 1,012 1,053 1,100 1,152 1,191 1,231
12 m(av)
1,281
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/6/2010 at 13:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.