Wednesday 11 June 2014

Euribor 11/6/2014 (12 months & other types)

Forecast of June average: 0,525 (Reliability: 38%)
Oficial value of day 11/6/14: 0,525 (-0,568%)
 
Comments: In this day decreases 3 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases  of 15 thousands: 0,135 (-10,0%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,524  Theorical expected value 
13/6/2014 0,520  Theorical expected value 
16/6/2014 0,515  Theorical expected value 
17/6/2014 0,515  Theorical expected value 
18/6/2014 0,515  Theorical expected value 
19/6/2014 0,514  Theorical expected value 
20/6/2014 0,513  Theorical expected value 
23/6/2014 0,513  Theorical expected value 
24/6/2014 0,511  Theorical expected value 
25/6/2014 0,510  Theorical expected value 
26/6/2014 0,508  Theorical expected value 
27/6/2014 0,509  Theorical expected value 
30/6/2014 0,508  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
581,27 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 1,74 €.
 
Expected yearly extra expenses will be:  20
(+0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,135 0,146 0,179 0,218
3 mo. 6 mo. 9 mo. 12 mo.
0,258 0,348 0,433 0,525

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,189 0,193 0,216 0,249
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,283 0,370 0,455 0,546


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/6/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.