Monday, 30 June 2014

Euribor 30/6/2014 & final value of June average

Final value of June average: 0,513
Oficial value of day 30/6/2014: 0,488 (=)
 
Comments: Today repeats value, and practically all of the Euribor types with similar  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%
26/6/2014 0,488 +0,001 -> Increase compared previ. day:+0,205%
27/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
30/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
580,03 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,50 €.
 
Expected yearly extra expenses will be:  6 
€ (+0,09%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,052 0,063 0,099 0,157
3 mo. 6 mo. 9 mo. 12 mo.
0,207 0,303 0,394 0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,110 0,121 0,153 0,198
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,241 0,333 0,421 0,513

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/6/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.