Thursday 12 June 2014

Euribor 12/6/2014 (12 months & other types)

Forecast of June average: 0,515 (Reliability: 45%)
Oficial value of day 12/6/14: 0,511 (-2,667%)
 
Comments: In this day decreases 14 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 36 thousands: 0,099 (-26,6%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day.:-2,667%
13/6/2014 0,507  Theorical expected value
16/6/2014 0,502  Theorical expected value
17/6/2014 0,502  Theorical expected value
18/6/2014 0,502  Theorical expected value
19/6/2014 0,501  Theorical expected value
20/6/2014 0,500  Theorical expected value
23/6/2014 0,500  Theorical expected value
24/6/2014 0,498  Theorical expected value
25/6/2014 0,497  Theorical expected value
26/6/2014 0,495  Theorical expected value
27/6/2014 0,495  Theorical expected value
30/6/2014 0,494  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,099 0,114 0,156 0,198
3 mo. 6 mo. 9 mo. 12 mo.
0,242 0,333 0,419 0,511

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,179 0,184 0,209 0,243
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,278 0,366 0,451 0,542


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/6/2014 at 13:55

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