Wednesday, 4 June 2014

Euribor 4/6/2014 (12 months & other types)

Forecast of June average: 0,550 (Reliability: 14%)
Oficial value of day 4/6/14: 0,562 (-0,882%)
 
Comments: In this day decreases 5 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 18 thousands: 0,224 (-7,4%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,561  ECB, may be ¿- 0,10?
06/6/2014 0,561 Theorical expected value
09/6/2014 0,561 Theorical expected value
10/6/2014 0,555 Theorical expected value
11/6/2014 0,556 Theorical expected value
12/6/2014 0,555 Theorical expected value
13/6/2014 0,550 Theorical expected value
16/6/2014 0,546 Theorical expected value
17/6/2014 0,545 Theorical expected value
18/6/2014 0,545 Theorical expected value
19/6/2014 0,545 Theorical expected value
20/6/2014 0,544 Theorical expected value
23/6/2014 0,544 Theorical expected value
24/6/2014 0,541 Theorical expected value
25/6/2014 0,540 Theorical expected value
26/6/2014 0,539 Theorical expected value
27/6/2014 0,539 Theorical expected value
30/6/2014 0,538 Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
583,84 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 4,31 €.
 
Expected yearly extra expenses will be:  52 
(+0,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,224 0,227 0,241 0,270
3 mo. 6 mo. 9 mo. 12 mo.
0,301 0,386 0,472 0,562

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,237 0,236 0,246 0,276
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,306 0,390 0,475 0,566

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/6/2014 at 13:55

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