Monday 16 June 2014

Euribor 16/6/2014 (12 months & other types)

Forecast of June average: 0,514 (Reliability: 53%)
Oficial value of day 16/6/14: 0,496 (-2,170%)
 
Comments: In this day decreases 11 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 18 thousands: 0,061 (-22,7%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day.:-2,667%
13/6/2014 0,507 -0,004 -> Reducción respecto al día ant.:-0,783%
16/6/2014 0,496 -0,011 -> Reducción respecto al día ant.:-2,170%
17/6/2014 0,496  Theorical expected value
18/6/2014 0,494  Theorical expected value
19/6/2014 0,494  Theorical expected value
20/6/2014 0,493  Theorical expected value
23/6/2014 0,493  Theorical expected value
24/6/2014 0,490  Theorical expected value
25/6/2014 0,489  Theorical expected value
26/6/2014 0,488  Theorical expected value
27/6/2014 0,487  Theorical expected value
30/6/2014 0,486  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 16/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,061 0,083 0,126 0,173
3 mo. 6 mo. 9 mo. 12 mo.
0,223 0,316 0,404 0,496

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,159 0,167 0,195 0,232
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,269 0,358 0,443 0,534


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/6/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.