Euribor 31/12/2013 & final value of December average

Final value of December average: 0,543

Oficial value of day 31/12/2013: 0,556 (-0,358%)

 

Comments: Today decreases 2 thousandths, and practically all of the Euribor types are a little bit lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 -> Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,567 +0,004 -> Increase compared previ. day:+0,710%
19/12/2013 0,558 -0,007 -> Decrease compared previ. day:-1,239%
20/12/2013 0,559 +0,001 -> Increase compared previ. day:+0,179%
23/12/2013 0,562 +0,003 -> Increase compared previ. day:+0,537%
24/12/2013 0,560 -0,002 -> Decrease compared previ. day:-0,356%
27/12/2013 0,562 +0,002 -> Increase compared previ. day:+0,357%
30/12/2013 0,558 -0,004 -> Decrease compared previ. day:-0,712%
31/12/2013 0,556 -0,002 -> Decrease compared previ. day:-0,358%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,50 €. 
Expected yearly savings will be:  6 € (-0,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/12/2013:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,188	0,196	---	0,216	0,255	0,287	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,389	---	---	0,480	---	---
12 mo.
0,556

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,172	0,186	---	0,214	0,242	0,274	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,371	---	---	0,464	---	---
12m(a)
0,543

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/1/2014 at 20:20