Euribor 14/1/2014 (12 months & other types)

Forecast of January average: 0,555 (Reliability: 40%)

Oficial value of day 14/1/14: 0,557 (=)

 

Comments: Today repeats value and practically the rest of the Euribor types are slightly changes compared yesterday values, the Euribor at 1 week reduce one thousand: 0,174 (-0,5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,558  Theorical expected value     
16/01/2014 0,556  Theorical expected value     
17/01/2014 0,558  Theorical expected value     
20/01/2014 0,558  Theorical expected value     
21/01/2014 0,559  Theorical expected value     
22/01/2014 0,559  Theorical expected value     
23/01/2014 0,558  Theorical expected value     
24/01/2014 0,558  Theorical expected value     
27/01/2014 0,559  Theorical expected value     
28/01/2014 0,560  Theorical expected value     
29/01/2014 0,562  Theorical expected value     
30/01/2014 0,564  Theorical expected value     
31/01/2014 0,560  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €. 
Expected yearly savings will be:  23 € (-0,33%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 14/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,174	0,185	0,208	0,247
3 mo.	6 mo.	9 mo.	12 mo.
0,282	0,390	0,482	0,557

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,174	0,186	0,207	0,246
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,281	0,385	0,478	0,554

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 14/1/2014 at 13:55