Euribor 30/12/2013 (12 months & other types)

Forecast of December average: 0,544 (Reliability: 95%)

Oficial value of day 30/12/13: 0,558 (-0,712%)

 

Comments: Today decreases 4 thousandths and the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 56 thousandths more: 0,198 (-22,0%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 -> Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,567 +0,004 -> Increase compared previ. day:+0,710%
19/12/2013 0,558 -0,007 -> Decrease compared previ. day:-1,239%
20/12/2013 0,559 +0,001 -> Increase compared previ. day:+0,179%
23/12/2013 0,562 +0,003 -> Increase compared previ. day:+0,537%
24/12/2013 0,560 -0,002 -> Decrease compared previ. day:-0,356%
27/12/2013 0,562 +0,002 -> Increase compared previ. day:+0,357%
30/12/2013 0,558 -0,004 -> Decrease compared previ. day:-0,712%
31/12/2013 0,558  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,76 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,25 €. 
Expected yearly savings will be:  3 € (-0,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/12/2013:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,198	0,204	---	0,221	0,258	0,288	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,389	---	---	0,481	---	---
12 mo.
0,558

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,171	0,186	---	0,214	0,241	0,273	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,370	---	---	0,464	---	---
12m(a)
0,542

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/12/2013 at 16:20