Euribor 15/1/2014 (12 months & other types)

Forecast of January average: 0,560 (Reliability: 45%)

Oficial value of day 15/1/14: 0,565 (+1,436%)

 

Comments: Today increases 8  thousands and the rest of the Euribor types are higher changes compared yesterday values, the Euribor at 1 week increases 10 thousands: 0,184 (+5,75%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
13/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
14/01/2014 0,557 =0,000 -> Increase compared previ. day:=0,000%
15/01/2014 0,565 +0,008 -> Increase compared previ. day:+1,436%
16/01/2014 0,563  Theorical expected value      
17/01/2014 0,565  Theorical expected value      
20/01/2014 0,565  Theorical expected value      
21/01/2014 0,566  Theorical expected value      
22/01/2014 0,566  Theorical expected value      
23/01/2014 0,565  Theorical expected value      
24/01/2014 0,565  Theorical expected value      
27/01/2014 0,566  Theorical expected value      
28/01/2014 0,567  Theorical expected value      
29/01/2014 0,569  Theorical expected value      
30/01/2014 0,571  Theorical expected value      
31/01/2014 0,567  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,01 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,16 €. 
Expected yearly savings will be:  14 € (-0,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,184	0,193	0,216	0,255
3 mo.	6 mo.	9 mo.	12 mo.
0,290	0,397	0,489	0,565

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,175	0,186	0,208	0,247
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,282	0,387	0,479	0,555

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/1/2014 at 13:55