Friday, 28 June 2013

Euribor 28/06/2013 & final value of June average

Final value of June average: 0,507
Oficial value of day 28/6/2013: 0,527 (-0,378%)
 
Comments: Today decreases 2 thousandth, a new minimum historical in the monthly average, and practically all of the Euribor types are lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,535 +0,011 -> Increase compared previ. day:+2,099%
25/6/2013 0,541 +0,006 -> Increase compared previ. day:+1,121%
26/6/2013 0,539 -0,002 -> Reduction compared prev. day:-0,370%
27/6/2013 0,529 -0,010 -> Reduction compared prev. day:-1,855%
28/6/2013 0,527 -0,002 -> Reduction compared prev. day:-0,378%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
579,53 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 60,78 €.
 
Expected yearly savings will be:  729
(-9,49%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,094 0,102 0,112 0,123 0,176 0,218 0,257
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,293 0,335 0,370 0,400 0,435 0,463 0,495
12 mo.





0,527





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,093 0,101 0,111 0,121 0,168 0,210 0,247
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,282 0,321 0,352 0,382 0,416 0,446 0,477
12m(a)





0,507





 
Graphic of the current month till today of Euribor at 12 months:
 
 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/6/2013 at 13:55
 

Thursday, 27 June 2013

Euribor 27/6/2013 (12 months & other types)

 
Forecast of June average: 0,507 (Reliability: 95%)
Oficial value of day 27/6/13: 0,529 (-1,855%)
 
Comments: Today decreases 10 thousandths, and practically all of the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 10 thousandths: 0,095 (-9'5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,535 +0,011 -> Increase compared previ. day:+2,099%
25/6/2013 0,541 +0,006 -> Increase compared previ. day:+1,121%
26/6/2013 0,539 -0,002 -> Reduction compared prev. day:-0,370%
27/6/2013 0,529 -0,010 -> Reduction compared prev. day:-1,855%
28/6/2013 0,530  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
579,53 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 60,78 €.
 
Expected yearly savings will be:  729
(-9,49%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,095 0,103 0,113 0,124 0,176 0,219 0,258
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,294 0,337 0,371 0,402 0,435 0,465 0,498
12 mo.
0,529
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,093 0,101 0,111 0,120 0,168 0,210 0,246
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,281 0,320 0,351 0,381 0,415 0,445 0,476
12m(a)
0,506
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/6/2013 at 13:55
 

Monday, 24 June 2013

Euribor 24/6/2013 (12 months & other types)

Forecast of June average: 0,509 (Reliability: 80%)
Oficial value of day 24/6/13: 0,535 (+2,099%)
 
Comments: Today increases 11 thousandths, and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 2 thousandths too: 0,104 (+1'9%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,535 +0,011 -> Increase compared previ. day:+2,099%
25/6/2013 0,537  Theorical expected value  
26/6/2013 0,538  Theorical expected value  
27/6/2013 0,541  Theorical expected value  
28/6/2013 0,542  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
579,61 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 60,69 €.
 
Expected yearly savings will be:  728
(-9,48%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/6/2013:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,104 0,109 0,116 0,128 0,177 0,221 0,261
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,298 0,341 0,375 0,405 0,442 0,473 0,507
12 mo.





0,535






Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,091 0,099 0,110 0,119 0,166 0,208 0,244
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,278 0,316 0,347 0,377 0,410 0,440 0,471
12m(a)





0,500






Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/6/2013 at 15:05


Friday, 21 June 2013

Euribor 21/6/2013 (12 months & other types)

Forecast of June average: 0,506 (Reliability: 75%)
Oficial value of day 21/6/13: 0,524 (+1,550%)
 
Comments: Today increases 8 thousandths, and all of the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 3 thousandths too: 0,102 (+3'03%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,525  Theorical expected value
25/6/2013 0,527  Theorical expected value
26/6/2013 0,528  Theorical expected value
27/6/2013 0,531  Theorical expected value
28/6/2013 0,532  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,87 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 61,44 €.
 
Expected yearly savings will be:  737
(-9,60%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/6/2013:

1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,107 0,114 0,127 0,174 0,216 0,255
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,291 0,333 0,365 0,395 0,432 0,461 0,495
12 mo.





0,524







Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,090 0,099 0,109 0,119 0,166 0,207 0,243
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,276 0,314 0,345 0,375 0,408 0,438 0,468
12m(a)





0,498







Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/6/2013 at 13:55

Thursday, 20 June 2013

Euribor 20/6/2013 (12 months & other types)

Forecast of June average: 0,503 (Reliability: 70%)
Oficial value of day 20/6/13: 0,516 (+1,976%)
 
Comments: Today increases 10 thousandths, and practically all of the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 10 thousandths too: 0,099 (+11'2%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,518  Theorical expected value  
24/6/2013 0,519  Theorical expected value  
25/6/2013 0,522  Theorical expected value  
26/6/2013 0,523  Theorical expected value  
27/6/2013 0,525  Theorical expected value  
28/6/2013 0,526  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,87 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 61,44 €.
 
Expected yearly savings will be:  737
(-9,60%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,099 0,105 0,113 0,125 0,172 0,214 0,252
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,288 0,329 0,360 0,389 0,425 0,454 0,487
12 mo.
0,516
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,090 0,098 0,109 0,118 0,165 0,206 0,242
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,275 0,313 0,343 0,373 0,407 0,436 0,466
12m(a)
0,496
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/6/2013 at 13:55

Wednesday, 19 June 2013

Euribor 19/6/2013 (12 months & other types)

Forecast of June average: 0,498 (Reliability: 65%)
Oficial value of day 19/6/13: 0,506 (+0,596%)
 
Comments: Today increases 3 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,089 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,505  Proyección cálculo 
21/6/2013 0,506  Proyección cálculo 
24/6/2013 0,506  Proyección cálculo 
25/6/2013 0,505  Proyección cálculo 
26/6/2013 0,506  Proyección cálculo 
27/6/2013 0,508  Proyección cálculo 
28/6/2013 0,507  Proyección cálculo
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,87 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 61,44 €.
 
Expected yearly savings will be:  737
(-9,60%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 19/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,089 0,105 0,113 0,123 0,170 0,212 0,249
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,284 0,323 0,353 0,383 0,416 0,446 0,477
12 mo.
0,506
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,089 0,097 0,109 0,118 0,164 0,205 0,241
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,274 0,312 0,342 0,372 0,405 0,435 0,465
12m(a)
0,495
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 19/6/2013 at 13:55