Euribor 8/2/2013 (12 months & other types)

Forecast of February average: 0,615 (Reliability: 30%)

Oficial value of day 8/2/13: 0,609 (-1,297%)

 

Comments: Today decreases 8 thousandths, and the rest of the Euribor are lower compared yesterday values, the Euribor at 1 week decreases one thousand: 0,082 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,609  Theorical expected value       
12/2/2013 0,609  Theorical expected value       
13/2/2013 0,609  Theorical expected value       
14/2/2013 0,609  Theorical expected value       
15/2/2013 0,610  Theorical expected value       
18/2/2013 0,608  Theorical expected value       
19/2/2013 0,607  Theorical expected value       
20/2/2013 0,606  Theorical expected value       
21/2/2013 0,605  Theorical expected value       
22/2/2013 0,604  Theorical expected value       
25/2/2013 0,603  Theorical expected value       
26/2/2013 0,601  Theorical expected value       
27/2/2013 0,600  Theorical expected value       
28/2/2013 0,600  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 588,01 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 93,44 €. 
Expected yearly savings will be:  1121 € (-13,71%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,082	0,091	0,101	0,120	0,176	0,227	0,277
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,327	0,372	0,411	0,452	0,494	0,534	0,574
12 mo.
0,609

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,093	0,103	0,122	0,179	0,232	0,283
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,333	0,378	0,418	0,460	0,501	0,544	0,583
12m(a)
0,617

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/2/2013 at 13:55