Euribor 5/2/2013 (12 months & other types)

Forecast of February average: 0,625 (Reliability: 15%)

Oficial value of day 5/2/13: 0,618 (-0,483%)

 

Comments: Today decreases 3 thousandths, and practically the rest of the Euribor are equal or lower compared yesterday values, the Euribor at 1 week repeats value: 0,084 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 -> Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,619  Theorical expected value    
07/2/2013 0,619  ECB, not expected changes(=0,75%)  
08/2/2013 0,621  Theorical expected value    
11/2/2013 0,621  Theorical expected value    
12/2/2013 0,621  Theorical expected value    
13/2/2013 0,620  Theorical expected value    
14/2/2013 0,620  Theorical expected value    
15/2/2013 0,620  Theorical expected value    
18/2/2013 0,622  Theorical expected value    
19/2/2013 0,623  Theorical expected value    
20/2/2013 0,625  Theorical expected value    
21/2/2013 0,626  Theorical expected value    
22/2/2013 0,628  Theorical expected value    
25/2/2013 0,629  Theorical expected value    
26/2/2013 0,631  Theorical expected value    
27/2/2013 0,632  Theorical expected value    
28/2/2013 0,632  Theorical expected value 

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 589,18 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 92,27 €. 
Expected yearly savings will be:  1107 € (-13,54%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,084	0,094	0,104	0,123	0,179	0,233	0,284
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,333	0,380	0,419	0,461	0,501	0,545	0,584
12 mo.
0,618

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,094	0,104	0,123	0,180	0,233	0,285
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,334	0,380	0,420	0,462	0,503	0,547	0,585
12m(a)
0,620

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/2/2013 at 13:55