Euribor 7/2/2013 (12 months & other types)

Forecast of February average: 0,624 (Reliability: 25%)

Oficial value of day 7/2/13: 0,617 (+0,162%)

 

Comments: Today increases one thousandth, and practically the rest of the Euribor are equal or lower compared yesterday values, the Euribor at 1 week decreases one thousand: 0,083 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,617  Theorical expected value      
11/2/2013 0,617  Theorical expected value      
12/2/2013 0,617  Theorical expected value      
13/2/2013 0,617  Theorical expected value      
14/2/2013 0,617  Theorical expected value      
15/2/2013 0,616  Theorical expected value      
18/2/2013 0,618  Theorical expected value      
19/2/2013 0,619  Theorical expected value      
20/2/2013 0,621  Theorical expected value      
21/2/2013 0,622  Theorical expected value      
22/2/2013 0,624  Theorical expected value      
25/2/2013 0,625  Theorical expected value      
26/2/2013 0,627  Theorical expected value      
27/2/2013 0,628  Theorical expected value      
28/2/2013 0,628  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 589,18 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 92,27 €. 
Expected yearly savings will be:  1107 € (-13,54%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,103	0,122	0,178	0,232	0,283
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,333	0,378	0,418	0,460	0,501	0,544	0,583
12 mo.
0,617

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,093	0,104	0,123	0,179	0,233	0,284
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,334	0,379	0,419	0,461	0,502	0,546	0,584
12m(a)
0,619

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/2/2013 at 13:55