Monday, 11 February 2013

Euribor 11/2/2013 (12 months & other types)

Forecast of February average: 0,612 (Reliability: 35%)
Oficial value of day 11/2/13: 0,606 (-0,493%)
 
Comments: Today decreases 3 thousandths, and practically the rest of the Euribor are lower compared yesterday values, the Euribor at 1 week repeats value: 0,082 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day:-0,493%
12/2/2013 0,606  Theorical expected value
13/2/2013 0,606  Theorical expected value
14/2/2013 0,606  Theorical expected value
15/2/2013 0,607  Theorical expected value
18/2/2013 0,605  Theorical expected value
19/2/2013 0,604  Theorical expected value
20/2/2013 0,603  Theorical expected value
21/2/2013 0,602  Theorical expected value
22/2/2013 0,601  Theorical expected value
25/2/2013 0,600  Theorical expected value
26/2/2013 0,598  Theorical expected value
27/2/2013 0,597  Theorical expected value
28/2/2013 0,597  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
588,01 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 93,44 €.
 
Expected yearly savings will be:  1121
(-13,71%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/2/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,082 0,091 0,102 0,121 0,176 0,227 0,276
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,326 0,371 0,409 0,451 0,491 0,532 0,571
12 mo.





0,606





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,083 0,093 0,103 0,122 0,178 0,231 0,282
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,332 0,377 0,417 0,459 0,499 0,542 0,581
12m(a)





0,616





 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/2/2013 at 13:55

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