Euribor 13/2/2013 (12 months & other types)

Forecast of February average: 0,606 (Reliability: 45%)

Oficial value of day 13/2/13: 0,602 (-0,331%)

 

Comments: Today decreases 2 thousandths, and practically the rest of the Euribor are lower compared yesterday values, the Euribor at 1 week reduces one thousandth: 0,081 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,602  Theorical expected value         
15/2/2013 0,602  Theorical expected value         
18/2/2013 0,600  Theorical expected value         
19/2/2013 0,599  Theorical expected value         
20/2/2013 0,598  Theorical expected value         
21/2/2013 0,597  Theorical expected value         
22/2/2013 0,596  Theorical expected value         
25/2/2013 0,595  Theorical expected value         
26/2/2013 0,593  Theorical expected value         
27/2/2013 0,592  Theorical expected value         
28/2/2013 0,592  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,59 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 93,86 €. 
Expected yearly savings will be:  1126 € (-13,77%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 13/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,081	0,091	0,101	0,121	0,176	0,226	0,276
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,325	0,369	0,406	0,449	0,489	0,528	0,567
12 mo.
0,602

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,103	0,122	0,178	0,230	0,281
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,330	0,375	0,414	0,457	0,497	0,539	0,578
12m(a)
0,613

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 13/2/2013 at 13:55