Euribor 22/2/2013 (12 months & other types)

Forecast of February average: 0,597 (Reliability: 80%)

Oficial value of day 22/2/13: 0,581 (-0,343%)

 

Comments: Today decreases 2 thousandths, and practically the rest of the Euribor are lower or equal compared yesterday values, except the Euribor at 1 week which increases one thousandth: 0,081 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 ->Reduction compared prev.day:-0,161%
05/2/2013 0,618 -0,003 -> Reduction compared prev.day:-0,483%
06/2/2013 0,616 -0,002 -> Reduction compared prev.day:-0324%
07/2/2013 0,617 +0,001 -> Reduction compared prev.day:+0,162%
08/2/2013 0,609 -0,008 -> Reduction compared prev.day:-1,297%
11/2/2013 0,606 -0,003 -> Reduction compared prev.day :-0,493%
12/2/2013 0,604 -0,002 -> Reduction compared prev.day :-0,330%
13/2/2013 0,602 -0,002 -> Reduction compared prev.day :-0,331%
14/2/2013 0,598 -0,004 -> Reduction compared prev.day :-0,664%
15/2/2013 0,593 -0,005 -> Reduction compared prev.day:-0,836%
18/2/2013 0,589 -0,004 -> Reduction compared prev.day:-0,675%
19/2/2013 0,586 -0,003 -> Reduction compared prev.day:-0,509%
20/2/2013 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/2/2013 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/2/2013 0,581 -0,002 -> Reduction compared prev.day:-0,343%
25/2/2013 0,580  Theorical expected value               
26/2/2013 0,580  Theorical expected value               
27/2/2013 0,578  Theorical expected value               
28/2/2013 0,578  Theorical expected value           

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,17 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 94,28 €. 
Expected yearly savings will be:  1131 € (-13,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,081	0,090	0,101	0,119	0,173	0,218	0,266
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,309	0,352	0,391	0,430	0,471	0,508	0,547
12 mo.
0,581

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,082	0,092	0,102	0,121	0,176	0,227	0,276
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,324	0,368	0,407	0,448	0,488	0,529	0,567
12m(a)
0,602

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/2/2013 at 13:55