Euribor 4/2/2013 (12 months & other types)

Forecast of February average: 0,635 (Reliability: 10%)

Oficial value of day 4/2/13: 0,621 (-0,161%)

 

Comments: Today decreases one thousandth, and practically the rest of the Euribor are lower compared yesterday values, the Euribor at 1 week repeats value: 0,084 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013  0,621 -0,001 -> Reduction compared prev.day:-0,161%
05/2/2013 0,635  Theorical expected value   
06/2/2013 0,637  Theorical expected value   
07/2/2013 0,637  ECB, not expected changes(=0,75%)  
08/2/2013 0,638  Theorical expected value   
11/2/2013 0,641  Theorical expected value   
12/2/2013 0,641  Theorical expected value   
13/2/2013 0,641  Theorical expected value   
14/2/2013 0,641  Theorical expected value   
15/2/2013 0,641  Theorical expected value   
18/2/2013 0,642  Theorical expected value   
19/2/2013 0,644  Theorical expected value   
20/2/2013 0,646  Theorical expected value   
21/2/2013 0,647  Theorical expected value   
22/2/2013 0,649  Theorical expected value   
25/2/2013 0,651  Theorical expected value   
26/2/2013 0,652  Theorical expected value   
27/2/2013 0,654  Theorical expected value   
28/2/2013 0,654  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 590,18 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 91,27 €. 
Expected yearly savings will be:  1095 € (-13,39%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,084	0,094	0,104	0,123	0,180	0,233	0,285
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,334	0,380	0,420	0,462	0,503	0,547	0,585
12 mo.
0,621

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,094	0,104	0,123	0,181	0,234	0,286
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,335	0,380	0,421	0,463	0,504	0,548	0,586
12m(a)
0,622

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/2/2013 at 13:55