Euribor 1/2/2013 (12 months & other types)

Forecast of February average: 0,635 (Reliability: 5%)

Oficial value of day 1/2/13: 0,622 (+0,323%)

 

Comments: Today increases 2 thousandths, and the rest of the Euribor are higher compared yesterday values, the Euribor at 1 week increases one thousandth: 0,084 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/2/2013 0,622 +0,002 -> Increase compared prev. day:+0,323%
04/2/2013 0,625  Theorical expected value  
05/2/2013 0,627  Theorical expected value  
06/2/2013 0,629  Theorical expected value  
07/2/2013 0,629  ECB, not expected changes(=0,75%) 
08/2/2013 0,630  Theorical expected value  
11/2/2013 0,633  Theorical expected value  
12/2/2013 0,633  Theorical expected value  
13/2/2013 0,633  Theorical expected value  
14/2/2013 0,633  Theorical expected value  
15/2/2013 0,633  Theorical expected value  
18/2/2013 0,634  Theorical expected value  
19/2/2013 0,636  Theorical expected value  
20/2/2013 0,638  Theorical expected value  
21/2/2013 0,639  Theorical expected value  
22/2/2013 0,641  Theorical expected value  
25/2/2013 0,643  Theorical expected value  
26/2/2013 0,644  Theorical expected value  
27/2/2013 0,646  Theorical expected value  
28/2/2013 0,646  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 590,18 €.
Compared one year ago, in February'12 (1,678%): 681,45 €
Expected monthly savings will be: 91,27 €. 
Expected yearly savings will be:  1095 € (-13,39%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/2/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,084	0,094	0,104	0,122	0,181	0,234	0,286
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,335	0,380	0,421	0,464	0,504	0,548	0,586
12 mo.
0,622

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,094	0,104	0,122	0,181	0,234	0,286
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,335	0,380	0,421	0,464	0,504	0,548	0,586
12m(a)
0,622

 

   

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/2/2013 at 13:55