Euribor 11/9/2012 (12 months & other types)

Forecast of Setember average: 0,781 (Reliability: 35%)

Oficial value of day 11/9/12: 0,759 (-0,914%)

 

Comments: Today reduces others 7 thousandths more, only 9 thousandths remaining to achieve the official price of money , and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats the value: 0,088 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,761  Theorical expected value
13/09/2012 0,761  Theorical expected value
14/09/2012 0,760  Theorical expected value
17/09/2012 0,759  Theorical expected value
18/09/2012 0,760  Theorical expected value
19/09/2012 0,760  Theorical expected value
20/09/2012 0,762  Theorical expected value
21/09/2012 0,764  Theorical expected value
24/09/2012 0,762  Theorical expected value
25/09/2012 0,760  Theorical expected value
26/09/2012 0,758  Theorical expected value
27/09/2012 0,756  Theorical expected value
28/09/2012 0,755  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 602,82 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 114,69 €. 
Expected yearly savings will be:  1376 € (-15,98%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 11/9/2012:

  

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,089	0,097	0,104	0,120	0,175	0,258	0,332
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,424	0,501	0,550	0,594	0,636	0,676	0,719
12 mo.
0,759

 

Real average of Euribor of the current month from 1 week to 12 months:

  

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,089	0,097	0,105	0,121	0,177	0,267	0,346
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,439	0,518	0,567	0,612	0,654	0,694	0,737
12m(a)
0,778

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 11/9/2012 at 12:10