Euribor 9/3/2012 (12 months & other types)

Forecast of March average: 1,511 (Reliability: 30%)

Oficial value of day 9/3/12: 1,535 (-0,583%)

 

Comments: Today decreases 9 thousandths more, and  all of Euribor types are lower compared yesteriday values, and the Euribor at 1 week today decreases one thousandth (a -0.3%), has achieved a new historical minimum in 0,318.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527  Theorical expected value   
13-3-12 1,522  Theorical expected value   
14-3-12 1,516  Theorical expected value   
15-3-12 1,509  Theorical expected value   
16-3-12 1,500  Theorical expected value   
19-3-12 1,494  Theorical expected value   
20-3-12 1,489  Theorical expected value   
21-3-12 1,483  Theorical expected value   
22-3-12 1,477  Theorical expected value   
23-3-12 1,473  Theorical expected value   
26-3-12 1,467  Theorical expected value   
27-3-12 1,461  Theorical expected value   
28-3-12 1,452  Theorical expected value   
29-3-12 1,445  Theorical expected value   
30-3-12 1,439  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 660,40 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 37,73 €. 
Expected yearly savings will be:  453 € (-5,36%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 9/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,351	0,398	0,490	0,683	0,894	1,003
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,102	1,203	1,272	1,331	1,385	1,432	1,482
12 mo.
1,535

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,327	0,367	0,418	0,515	0,714	0,925	1,034
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,132	1,233	1,299	1,359	1,414	1,462	1,513
12m(a)
1,564

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 9/3/2012 at 13:50