Euribor 1/3/2012 (12 months & other types)

Forecast of March average: 1,563 (Reliability: 5%)

Oficial value of day 1/3/12: 1,599 (-0,929%)

 

Comments: We start the month with a strong decrease with 15 thousandths less, and  all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 10 thousandths (a -2.5%), continuing being with similar values than had on 26-april-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/03/2012 1,599 -0,015 -> Reduction compared prev.day:-0,929%
02/03/2012 1,595  Theorical expected value  
05/03/2012 1,591  Theorical expected value  
06/03/2012 1,588  Theorical expected value  
07/03/2012 1,585  Theorical expected value  
08/03/2012 1,581  (Posibility of decrease interest rates:¿-0,25?) 
09/03/2012 1,577  Theorical expected value  
12/03/2012 1,573  Theorical expected value  
13/03/2012 1,571  Theorical expected value  
14/03/2012 1,568  Theorical expected value  
15/03/2012 1,564  Theorical expected value  
16/03/2012 1,560  Theorical expected value  
19/03/2012 1,557  Theorical expected value  
20/03/2012 1,554  Theorical expected value  
21/03/2012 1,551  Theorical expected value  
22/03/2012 1,548  Theorical expected value  
23/03/2012 1,546  Theorical expected value  
26/03/2012 1,543  Theorical expected value  
27/03/2012 1,540  Theorical expected value  
28/03/2012 1,536  Theorical expected value  
29/03/2012 1,532  Theorical expected value  
30/03/2012 1,529  Theorical expected value           

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 671,00 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 33,13 €. 
Expected yearly savings will be:  398 € (-4,71%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.
0,347	0,392	0,452	0,549	0,750	0,967
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.
1,167	1,267	1,331	1,393	1,448	1,497
12 mo.
1,599

 

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,347	0,392	0,452	0,549	0,750	0,967	1,069
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,167	1,267	1,331	1,393	1,448	1,497	1,548
12m(a)
1,599

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/3/2012 at 13:50