Euribor 21/3/2012 (12 months & other types)

Forecast of March average: 1,501 (Reliability: 68%)

Oficial value of day 21/3/12: 1,464 (-0,678%)

 

Comments: Today decreases 10 thousandths more, and of Euribor types are lower compared yesterday values, and the Euribor at 1 week decreases 1 thousandths: 0,316 (-0,3%), this value is a new historical minimum.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,485 -0,010 -> Reduction compared prev.day:-0,669%
20-3-12 1,474 -0,011 -> Reduction compared prev.day:-0,741%
21-3-12 1,464 -0,010 -> Reduction compared prev.day:-0,678%
22-3-12 1,458  Theorical expected value   
23-3-12 1,454  Theorical expected value   
26-3-12 1,448  Theorical expected value   
27-3-12 1,442  Theorical expected value   
28-3-12 1,433  Theorical expected value   
29-3-12 1,426  Theorical expected value   
30-3-12 1,420  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 665,50 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 38,63 €. 
Expected yearly savings will be:  464 € (-5,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,316	0,346	0,379	0,442	0,620	0,824	0,934
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,028	1,127	1,196	1,259	1,313	1,364	1,412
12 mo.
1,464

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,322	0,356	0,401	0,486	0,679	0,888	0,997
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,094	1,194	1,263	1,324	1,377	1,426	1,476
12m(a)
1,529

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/3/2012 at 13:50