Euribor 6/3/2012 (12 months & other types)

Forecast of March average: 1,512 (Reliability: 18%)

Oficial value of day 6/3/12: 1,561 (-0,700%)

 

Comments: Today decreases 11 thousandths more, and  all of Euribor types are lower compared yesteriday values, and the Euribor at 1 week today decreases 5 thousandths (a -1.5%), has achieved a new historical minimum in 0,323.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/3/12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2/3/12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5/3/12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6/3/12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7/3/12 1,554  Theorical expected value  
8/3/12 1,546  (Posibility of decrease interest rates:¿-0,25?)   
9/3/12 1,539  Theorical expected value  
12/3/12 1,531  Theorical expected value  
13/3/12 1,526  Theorical expected value  
14/3/12 1,520  Theorical expected value  
15/3/12 1,513  Theorical expected value  
16/3/12 1,504  Theorical expected value  
19/3/12 1,498  Theorical expected value  
20/3/12 1,493  Theorical expected value  
21/3/12 1,487  Theorical expected value  
22/3/12 1,481  Theorical expected value  
23/3/12 1,477  Theorical expected value  
26/3/12 1,471  Theorical expected value  
27/3/12 1,465  Theorical expected value  
28/3/12 1,456  Theorical expected value  
29/3/12 1,449  Theorical expected value  
30/3/12 1,443  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 660,40 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 37,73 €. 
Expected yearly savings will be:  453 € (-5,36%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,323	0,363	0,413	0,511	0,710	0,920	1,031
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,129	1,229	1,297	1,356	1,410	1,459	1,510
12 mo.
1,561

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,333	0,376	0,430	0,528	0,730	0,942	1,050
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,148	1,248	1,313	1,374	1,429	1,478	1,528
12m(a)
1,579

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/3/2012 at 13:50