Euribor 15/3/2012 (12 months & other types)

Forecast of March average: 1,507 (Reliability: 50%)

Oficial value of day 15/3/12: 1,505 (-0,529%)

 

Comments: Today decreases 8 thousandths more, and  practically all of Euribor types are lower compared yesterday values, except the Euribor at 1 week that today repeats the value: 0,318.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,496  Theorical expected value        
19-3-12 1,490  Theorical expected value        
20-3-12 1,485  Theorical expected value        
21-3-12 1,479  Theorical expected value        
22-3-12 1,473  Theorical expected value        
23-3-12 1,469  Theorical expected value        
26-3-12 1,463  Theorical expected value        
27-3-12 1,457  Theorical expected value        
28-3-12 1,448  Theorical expected value        
29-3-12 1,441  Theorical expected value        
30-3-12 1,435  Theorical expected value   

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 665,84 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 38,18 €. 
Expected yearly savings will be:  458 € (-5,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,348	0,387	0,465	0,653	0,862	0,972
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,069	1,168	1,239	1,299	1,353	1,402	1,452
12 mo.
1,505

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,324	0,360	0,408	0,500	0,695	0,906	1,015
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,113	1,214	1,282	1,342	1,396	1,444	1,494
12m(a)
1,546

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/3/2012 at 13:50