Friday, 2 March 2012

Euribor 2/3/2012 (12 months & other types)

Forecast of March average: 1,553 (Reliability: 9%)
Oficial value of day 2/3/12: 1,584 (-0,938%)
 
Comments: Today others  15 thousandths less, and  all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 12 thousandths (a -3.7%), has achieved a historical minimum in 0,334.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/3/2012 1,599 -0,015 -> Reduction compared prev.day:-0,929%
2/3/2012 1,584 -0,015 -> Reduction compared prev.day:-0,938%
5/3/2012 1,580  Theorical expected value   
6/3/2012 1,578  Theorical expected value   
7/3/2012 1,574  Theorical expected value   
8/3/2012 1,570  (Posibility of decrease interest rates:¿-0,25?) 
9/3/2012 1,567  Theorical expected value   
12/3/2012 1,563  Theorical expected value   
13/3/2012 1,560  Theorical expected value   
14/3/2012 1,557  Theorical expected value   
15/3/2012 1,554  Theorical expected value   
16/3/2012 1,549  Theorical expected value   
19/3/2012 1,546  Theorical expected value   
20/3/2012 1,544  Theorical expected value   
21/3/2012 1,541  Theorical expected value   
22/3/2012 1,538  Theorical expected value   
23/3/2012 1,536  Theorical expected value   
26/3/2012 1,533  Theorical expected value   
27/3/2012 1,530  Theorical expected value   
28/3/2012 1,525  Theorical expected value   
29/3/2012 1,522  Theorical expected value   
30/3/2012 1,519  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
670,10 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 34,03 €.
 
Expected yearly savings will be:  408
(-4,83%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/3/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,334 0,378 0,432 0,532 0,736 0,948 1,055
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,153 1,254 1,317 1,379 1,435 1,483 1,533
12 mo.





1,584





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,341 0,385 0,442 0,541 0,743 0,958 1,062
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,160 1,261 1,324 1,386 1,442 1,490 1,541
12m(a)





1,592





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/3/2012 at 13:50

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