Euribor 2/3/2012 (12 months & other types)

Forecast of March average: 1,553 (Reliability: 9%)

Oficial value of day 2/3/12: 1,584 (-0,938%)

 

Comments: Today others  15 thousandths less, and  all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 12 thousandths (a -3.7%), has achieved a historical minimum in 0,334.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/3/2012 1,599 -0,015 -> Reduction compared prev.day:-0,929%
2/3/2012 1,584 -0,015 -> Reduction compared prev.day:-0,938%
5/3/2012 1,580  Theorical expected value   
6/3/2012 1,578  Theorical expected value   
7/3/2012 1,574  Theorical expected value   
8/3/2012 1,570  (Posibility of decrease interest rates:¿-0,25?) 
9/3/2012 1,567  Theorical expected value   
12/3/2012 1,563  Theorical expected value   
13/3/2012 1,560  Theorical expected value   
14/3/2012 1,557  Theorical expected value   
15/3/2012 1,554  Theorical expected value   
16/3/2012 1,549  Theorical expected value   
19/3/2012 1,546  Theorical expected value   
20/3/2012 1,544  Theorical expected value   
21/3/2012 1,541  Theorical expected value   
22/3/2012 1,538  Theorical expected value   
23/3/2012 1,536  Theorical expected value   
26/3/2012 1,533  Theorical expected value   
27/3/2012 1,530  Theorical expected value   
28/3/2012 1,525  Theorical expected value   
29/3/2012 1,522  Theorical expected value   
30/3/2012 1,519  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 670,10 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 34,03 €. 
Expected yearly savings will be:  408 € (-4,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,334	0,378	0,432	0,532	0,736	0,948	1,055
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,153	1,254	1,317	1,379	1,435	1,483	1,533
12 mo.
1,584

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,341	0,385	0,442	0,541	0,743	0,958	1,062
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,160	1,261	1,324	1,386	1,442	1,490	1,541
12m(a)
1,592

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/3/2012 at 13:50