Euribor 5/3/2012 (12 months & other types)

Forecast of March average: 1,546 (Reliability: 14%)

Oficial value of day 5/3/12: 1,572 (-0,758%)

 

Comments: Today decreases 12 thousandths more, and  all of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases 6 thousandths (a -1.8%), has achieved a new historical minimum in 0,328.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/03/12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
02/03/12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
05/03/12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
06/03/12 1,570  Theorical expected value 
07/03/12 1,566  Theorical expected value 
08/03/12 1,562  (Posibility of decrease interest rates:¿-0,25?)  
09/03/12 1,559  Theorical expected value 
12/03/12 1,555  Theorical expected value 
13/03/12 1,552  Theorical expected value 
14/03/12 1,549  Theorical expected value 
15/03/12 1,546  Theorical expected value 
16/03/12 1,541  Theorical expected value 
19/03/12 1,538  Theorical expected value 
20/03/12 1,536  Theorical expected value 
21/03/12 1,533  Theorical expected value 
22/03/12 1,530  Theorical expected value 
23/03/12 1,528  Theorical expected value 
26/03/12 1,525  Theorical expected value 
27/03/12 1,522  Theorical expected value 
28/03/12 1,517  Theorical expected value 
29/03/12 1,514  Theorical expected value 
30/03/12 1,511  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,46 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 34,67 €. 
Expected yearly savings will be:  416 € (-4,92%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,328	0,370	0,421	0,521	0,722	0,934	1,044
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,141	1,242	1,307	1,368	1,423	1,471	1,522
12 mo.
1,572

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,336	0,380	0,435	0,534	0,736	0,950	1,056
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,154	1,254	1,318	1,380	1,435	1,484	1,534
12m(a)
1,585

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/3/2012 at 13:50