Euribor 16/3/2012 (12 months & other types)

Forecast of March average: 1,507 (Reliability: 54%)

Oficial value of day 16/3/12: 1,495 (-0,664%)

 

Comments: Today decreases 10 thousandths more, and  practically all of Euribor types are lower compared yesterday values, except the Euribor at 1 week that increases 2 thousandths: 0,320 (+0,6%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,489  Theorical expected value  
20-3-12 1,484  Theorical expected value  
21-3-12 1,478  Theorical expected value  
22-3-12 1,472  Theorical expected value  
23-3-12 1,468  Theorical expected value  
26-3-12 1,462  Theorical expected value  
27-3-12 1,456  Theorical expected value  
28-3-12 1,447  Theorical expected value  
29-3-12 1,440  Theorical expected value  
30-3-12 1,434  Theorical expected value  

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 665,84 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 38,18 €. 
Expected yearly savings will be:  458 € (-5,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,320	0,348	0,386	0,458	0,646	0,853	0,962
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,059	1,158	1,228	1,289	1,342	1,392	1,441
12 mo.
1,495

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,323	0,359	0,406	0,496	0,691	0,902	1,011
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,109	1,209	1,277	1,337	1,391	1,440	1,490
12m(a)
1,542

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/3/2012 at 13:50