Euribor 14/3/2012 (12 months & other types)

Forecast of March average: 1,507 (Reliability: 45%)

Oficial value of day 14/3/12: 1,513 (-0,395%)

 

Comments: Today decreases 6 thousandths more, and  practically all of Euribor types are lower compared Friday values, except the Euribor at 1 week that today increases one thousandth (a +0.3%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,506  Theorical expected value       
16-3-12 1,497  Theorical expected value       
19-3-12 1,491  Theorical expected value       
20-3-12 1,486  Theorical expected value       
21-3-12 1,480  Theorical expected value       
22-3-12 1,474  Theorical expected value       
23-3-12 1,470  Theorical expected value       
26-3-12 1,464  Theorical expected value       
27-3-12 1,458  Theorical expected value       
28-3-12 1,449  Theorical expected value       
29-3-12 1,442  Theorical expected value       
30-3-12 1,436  Theorical expected value    

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 665,84 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 38,18 €. 
Expected yearly savings will be:  458 € (-5,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 14/3/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,346	0,389	0,472	0,662	0,871	0,980
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,078	1,177	1,248	1,308	1,362	1,410	1,459
12 mo.
1,513

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,324	0,361	0,410	0,503	0,700	0,911	1,019
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,118	1,218	1,286	1,346	1,400	1,448	1,499
12m(a)
1,551

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 14/3/2012 at 13:50