Friday, 30 March 2012

Euribor 30/3/2012 & final value of March average

Final value of March average: 1,499
Oficial value of day 30/3/2012: 1,416 (-0,282%)
 
Comments: Today 4 thousandths less and all of the Euribor types are lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,485 -0,010 -> Reduction compared prev.day:-0,669%
20-3-12 1,474 -0,011 -> Reduction compared prev.day:-0,741%
21-3-12 1,464 -0,010 -> Reduction compared prev.day:-0,678%
22-3-12 1,455 -0,009 -> Reduction compared prev.day:-0,615%
23-3-12 1,448 -0,007 -> Reduction compared prev.day:-0,481%
26-3-12 1,440 -0,008 -> Reduction compared prev.day:-0,552%
27-3-12 1,433 -0,007 -> Reduction compared prev.day:-0,486%
28-3-12 1,426 -0,007 -> Reduction compared prev.day:-0,488%
29-3-12 1,420 -0,006 -> Reduction compared prev.day:-0,421%
30-3-12 1,416 -0,004 -> Reduction compared prev.day:-0,282%
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,23 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 38,90 €.
 
Expected yearly savings will be:  467
(-5,53%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/3/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,316 0,338 0,368 0,419 0,583 0,777 0,886
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,983 1,078 1,152 1,212 1,262 1,313 1,363
12 mo.





1,416





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,321 0,352 0,392 0,467 0,653 0,858 0,968
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,065 1,164 1,233 1,294 1,347 1,396 1,446
12m(a)





1,499





 
Graphic of the current month till today of Euribor at 12 months:
 
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/3/2012 at 13:50
 

Thursday, 29 March 2012

Euribor 29/3/2012 (12 months & other types)

Forecast of March average: 1,498 (Reliability: 95%)
Oficial value of day 29/3/12: 1,420 (-0,421%)
 
Comments: Today decreases 6 thousandths more, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 3 thousandths: 0,317 (-0,9%).The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,485 -0,010 -> Reduction compared prev.day:-0,669%
20-3-12 1,474 -0,011 -> Reduction compared prev.day:-0,741%
21-3-12 1,464 -0,010 -> Reduction compared prev.day:-0,678%
22-3-12 1,455 -0,009 -> Reduction compared prev.day:-0,615%
23-3-12 1,448 -0,007 -> Reduction compared prev.day:-0,481%
26-3-12 1,440 -0,008 -> Reduction compared prev.day:-0,552%
27-3-12 1,433 -0,007 -> Reduction compared prev.day:-0,486%
28-3-12 1,426 -0,007 -> Reduction compared prev.day:-0,488%
29-3-12 1,420 -0,006 -> Reduction compared prev.day:-0,421%
30-3-12 1,414  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,14 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 39,00 €.
 
Expected yearly savings will be:  468
(-5,54%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/3/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,317 0,340 0,369 0,420 0,588 0,783 0,892
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,989 1,084 1,156 1,217 1,266 1,319 1,367
12 mo.





1,420





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,321 0,352 0,393 0,470 0,657 0,862 0,972
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,069 1,168 1,237 1,298 1,351 1,400 1,450
12m(a)





1,502






 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/3/2012 at 13:50

Wednesday, 28 March 2012

Euribor 28/3/2012 (12 months & other types)

Forecast of March average: 1,498 (Reliability: 91%)
Oficial value of day 28/3/12: 1,426 (-0,488%)
 
Comments: Today decreases 7 thousandths more, and practically of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,320.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,485 -0,010 -> Reduction compared prev.day:-0,669%
20-3-12 1,474 -0,011 -> Reduction compared prev.day:-0,741%
21-3-12 1,464 -0,010 -> Reduction compared prev.day:-0,678%
22-3-12 1,455 -0,009 -> Reduction compared prev.day:-0,615%
23-3-12 1,448 -0,007 -> Reduction compared prev.day:-0,481%
26-3-12 1,440 -0,008 -> Reduction compared prev.day:-0,552%
27-3-12 1,433 -0,007 -> Reduction compared prev.day:-0,486%
28-3-12 1,426 -0,007 -> Reduction compared prev.day:-0,488%
29-3-12 1,419  Theorical expected value   
30-3-12 1,413  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,14 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 39,00 €.
 
Expected yearly savings will be:  468
(-5,54%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/3/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,320 0,342 0,371 0,423 0,594 0,787 0,897
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,995 1,090 1,160 1,224 1,273 1,325 1,374
12 mo.





1,426





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,322 0,353 0,394 0,472 0,660 0,866 0,976
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,073 1,172 1,241 1,302 1,355 1,405 1,454
12m(a)





1,507






Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/3/2012 at 13:50

Tuesday, 27 March 2012

Euribor 27/3/2012 (12 months & other types)

Forecast of March average: 1,498 (Reliability: 86%)
Oficial value of day 27/3/12: 1,433 (-0,486%)
 
Comments: Today decreases 7 thousandths more, and practically of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,320.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1-3-12 1,599 -0,015 ->  Reduction compared prev.day:-0,929%
2-3-12 1,584 -0,015 ->  Reduction compared prev.day:-0,938%
5-3-12 1,572 -0,012 ->  Reduction compared prev.day:-0,758%
6-3-12 1,561 -0,011 ->  Reduction compared prev.day:-0,700%
7-3-12 1,552 -0,009 -> Reduction compared prev.day:-0,577%
8-3-12 1,544 -0,008 -> Reduction compared prev.day:-0,515%
9-3-12 1,535 -0,009 -> Reduction compared prev.day:-0,583%
12-3-12 1,527 -0,008 -> Reduction compared prev.day:-0,521%
13-3-12 1,519 -0,008 -> Reduction compared prev.day:-0,524%
14-3-12 1,513 -0,006 -> Reduction compared prev.day:-0,395%
15-3-12 1,505 -0,008 -> Reduction compared prev.day:-0,529%
16-3-12 1,495 -0,010 -> Reduction compared prev.day:-0,664%
19-3-12 1,485 -0,010 -> Reduction compared prev.day:-0,669%
20-3-12 1,474 -0,011 -> Reduction compared prev.day:-0,741%
21-3-12 1,464 -0,010 -> Reduction compared prev.day:-0,678%
22-3-12 1,455 -0,009 -> Reduction compared prev.day:-0,615%
23-3-12 1,448 -0,007 -> Reduction compared prev.day:-0,481%
26-3-12 1,440 -0,008 -> Reduction compared prev.day:-0,552%
27-3-12 1,433 -0,007 -> Reduction compared prev.day:-0,486%
28-3-12 1,424  Theorical expected value  
29-3-12 1,417  Theorical expected value  
30-3-12 1,411  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,14 €.
Compared one year ago, in March'11 (1,924%): 704,13 €
Expected monthly savings will be: 39,00 €.
 
Expected yearly savings will be:  468
(-5,54%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/3/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,320 0,343 0,373 0,426 0,599 0,794 0,904
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,000 1,097 1,168 1,229 1,281 1,333 1,381
12 mo.





1,433





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,322 0,354 0,396 0,475 0,664 0,870 0,980
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,077 1,176 1,245 1,306 1,359 1,409 1,458
12m(a)





1,511





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/3/2012 at 13:50